Payment is taken in full at the time of booking by the website. We have a 3D secure payment system in place which means when you book, you need to submit your card password before the booking confirms. Should the card be rejected you will need to contact your card issuer. Should you not be able to remember your 3D secure password your bank will give you the option to reset the password at the time your card is charged when you make your transfer booking. Please select the option on the 3D secure password box ‘Forgotten password’ A2B transfers is not able to provide assistance concerning your 3D secure password.